- for a quote
- £0
- types of cover
- 8
- clients since 2005
- 1,000+
Complete cover for private and business clients: personal and health insurance, and protection for companies and small businesses.
Personal insurance
Life insurance
Life cover
We take out life insurance above all to look after the people we love. It pays out when we die.
If you have a family, children or anyone who depends on you financially, or a property with a mortgage, life cover should be a priority.
Critical illness cover
Critical illness
It protects both the person who falls ill and those closest to them, paying out on diagnosis of one of the conditions listed in the policy.
These are serious, long-term illnesses – not necessarily fatal – that greatly affect quality of life, such as multiple sclerosis, cancer and around 60 others.
Income protection
Income protection
Regular payments if you can't work because of illness, injury or disability, so you can keep paying your bills, your mortgage and other commitments.
It brings peace of mind and financial stability when times are hard, with cover shaped around your needs.
Accident cover
Accident protection
A payment after an accident, wherever it happens – at work, on the road, on holiday or at home. It's one of the few types of cover you can buy regardless of your health.
Some policies also pay for hospital stays due to illness, and let you add children for a small extra cost.
Private health insurance
Health insurance
Fast access to treatment for illness, injury or other health problems: specialist appointments, hospital care, tests, therapy and rehabilitation.
It also includes online consultations with doctors, without leaving home.
Not sure what cover you need?
Let's talk it through – quotes are free.
Business insurance
Buildings insurance
Building insurance
If your property has a mortgage, the lender requires it to be insured. Cover includes damage from fire, flood, lightning, earthquake, collision and vandalism, among others.
For an extra cost you can also insure the contents: furniture, appliances and fittings.
Liability insurance
Public & employers' liability
If you run a business – in building or cleaning, for example – public liability is worth having. It covers damage to property or people, such as paint spilt on an expensive floor or a brick falling from scaffolding onto a car.
If you employ staff, employers' liability insurance is a legal requirement and protects them if they're injured at work.
Key person insurance
Key person cover
Protects your business if it loses someone essential: an owner, a director or an employee with unique skills.
If that person dies or can't work for a long period, it pays out to cover losses or the cost of a replacement.
We also offer many other specialist types of insurance.
Frequently asked questions
- Is private health insurance worth it in the UK when there's the NHS?
The NHS provides free treatment, but waits for a specialist, tests or an operation are often many weeks. Private health insurance gives faster access to specialists, diagnostics and hospital treatment, and often online GP appointments too.
Cover depends on the policy. Conditions you already have before you take it out usually aren't covered, so it's worth getting insured before a problem appears.
- What insurance should I have with a mortgage?
Your lender will always require buildings insurance. It's also worth considering life insurance, which pays off the mortgage if you die, and critical illness and income protection cover, which help with the repayments if you fall ill.
- I'm self-employed. Do I need income protection?
Self-employed people don't get Statutory Sick Pay, so if they can't work they often lose their whole income. Income protection pays a regular benefit so you can keep up with bills and your mortgage.
- How much does insurance cost?
It depends on the type of policy, your age, your health, whether you smoke, and how much cover you need and for how long. The quote is free: a short call or the form below is all it takes.
- Can I arrange everything in Polish?
Yes. We talk in Polish or English, explain the policy terms step by step and help you choose the right cover for your situation, in person at our Northolt office or remotely anywhere in the UK.
- I run a business. Which insurance is compulsory?
If you employ staff, you must have employers' liability insurance. Public liability isn't compulsory, but in many trades, such as building or cleaning, clients expect it.
Can't see your question? Call or write and I'll be happy to help. +44 7932 064970info@jozwik.co.uk
Expert help choosing the right insurance. I recommend her 100%.
Free quote
Tell me what you need. I usually reply within an hour on working days.
Jowita Jozwik
CIOL translator and FCA mortgage adviser
- Phone
- +44 7932 064970
- info@jozwik.co.uk